Tolls on a Road Trip: E-ZPass, Toll-by-Plate and Rental Car Traps

An Interstate 587 East mile marker sign beside a highway
Credit: rawpixel

Many toll roads no longer take cash. If you drive through without a transponder, the bill finds you later, sometimes with fees attached.

Road notes

  1. More and more toll roads are cashless: they read a transponder or photograph your plate and send a bill.
  2. E-ZPass works in about 20 states, mostly in the East and Midwest, and some other regional systems now accept it, but not every toll road does.
  3. Toll-by-plate usually costs more than paying with a transponder, and unpaid bills can grow with fees.
  4. Rental car toll programs often charge a daily fee on top of tolls; know the terms before you drive.

Toll roads used to mean a booth, a line and a handful of quarters. Today many are cashless, and the way you pay depends on the state, the road and whether you’re in your own car or a rental. A little setup before the trip avoids most surprises.

How cashless tolling works

There are two main ways a cashless road charges you:

  • Transponder: a small device on your windshield, or a sticker tag, is read as you pass. Tolls come out of a prepaid account, usually at the lowest rate.
  • Toll-by-plate: cameras photograph your license plate and the agency mails a bill to the registered owner. Rates are often higher, and some agencies add an administrative fee.

E-ZPass and other networks

E-ZPass is the largest network, covering about 20 states, mostly in the Northeast, Mid-Atlantic and Midwest, plus parts of the South. Regional systems such as SunPass in Florida, TxTag and other Texas tags, and PIKEPASS in Oklahoma have been signing agreements so their transponders work on more roads, and E-ZPass increasingly works on theirs. California’s FasTrak is a separate system.

Because these agreements are still expanding, the safest move is to check your own toll agency’s compatibility list for every state on your route.

The rental car trap

Rental companies handle tolls in different ways:

Approach What it usually means
Opt-in toll program A flat daily fee, often charged for every day of the rental once you use a toll road
Pay-per-use program A fee only on days you drive through a toll, plus the toll
No program Toll-by-plate bills go to the company, which passes them on with administrative fees

Read the toll section of the rental agreement before you leave the lot. Some companies let you use your own transponder if you add the rental car’s plate to your toll account for the dates of the trip; others don’t, so check first.

Careful

If you add a rental car’s plate to your toll account, remove it the day you return the car. Otherwise you may pay for the next renter’s tolls.

Avoiding tolls, and when it’s worth paying

Most map apps have an “avoid tolls” setting. Toll-free routes can be lovely, but they can also add hours through city traffic. Compare both, and decide based on time, cost and how much you enjoy the slower road.

Tolls belong in your trip budget along with fuel; see our road trip fuel and budget guide. If you’re renting, our rental car guide covers the other fees worth checking.

Questions from the road

Q: Can I use my home transponder in another state?

A: Often, but not everywhere. Check your toll agency’s list of compatible roads for each state on your route, and make sure your rental or second car is registered on your account.

Q: What happens if I miss a toll?

A: Most cashless roads mail a bill to the registered owner. Pay it promptly; late fees and penalties can quickly exceed the original toll.

Q: Can I avoid toll roads completely?

A: Usually, with an ‘avoid tolls’ setting in your map app. It can add time, so compare both routes before deciding.

Road rules, fees, closures and border requirements change. Check with the state transportation department, park, rental company or border agency before you travel. This guide is general information.

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